Charleston County Public Library

Credit repair, Attorney Amy Loftsgordon & Cara O. Neill

eng

index present

non fiction

Credit repair

handbooks

978286083

Attorney Amy Loftsgordon & Cara O. Neill

"A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment or even a job. The sensible strategies in [this book] help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to: prioritize debts and create a budget; reduce debts and cut expenses; negotiate with creditors; correct credit report errors and remove old information; add positive information to your credit report; adopt strategies to rebuild your credit; and avoid identity theft and credit repair scams. Updates to [this] 13th edition include the latest student loan repayment programs, new credit-building strategies, changes to the credit scoring of tax liens, medical debt, and civil judgments, identity theft reporting developments, and more."--Amazon.com

Your credit repair companion -- The elements of repairing credit -- Credit reports and credit scores: the nuts and bolts -- The first step to a better score-cleaning up your credit report -- Assess your financial situation -- Reducing current expenses and debts -- Finding money to pay your debts -- Negotiating with creditors and debit collectors -- Getting help to negotiate and manage debits -- Building positive credit history -- Choosing and using credit cards -- Avoiding and dealing with identity theft -- Appendixes. A: Resources ; B: Forms and letters ; C: Additional state protections concerning credit repair clinics ; D: How to use the downloadable forms on Nolo.com